The low-lying atoll of Palmerston is inhabited by three families, all descendants of William Marsters (1831-1899). Members of the community are known to greet visitors and guide small boats and Zodiacs into the lagoon through a maze of coral reef to reach the only inhabited islet –commonly called “Home”. Once ashore, the whole community generally turns out to meet visitors as it is a rare occurrence. The island’s highlights include a church, the oldest house, the cemetery, the school, the underground gardens and “Duke’s Pool,” inviting for a swim or snorkel. In the lagoon’s waters it is possible to find colorful reef-fish, sea cucumbers, rays, and sea turtles. Overhead there is birdlife including tropicbirds, boobies, noddies, frigatebirds and terns.